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UPI is a payment system that allows money transfer between any two bank accounts by using a smart phone. UPI allows a customer to pay directly from a bank account to different merchants, both online and offline, without the hassle of typing credit card details, IFSC code, or net banking/wallet passwords. How safe is UPI? It is safe as the customers only share a virtual address and provide no other sensitive information. What kind transactions can be performed via UPI? Merchant payments, remittances, bill payments among others. Is there a per transaction limit? The per transaction limit is Rs.1 lakh. How exactly does one make a payment transaction? A user can make an in-app payment for goods or services purchased online. For instance a site allows purchase of a movie-on-demand.
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