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Government is implementing a comprehensive social security and protection programme to reach every household of old, widows, orphaned children, divyaang and deprived as per the Socio-Economic Caste Census. 1. National Social Assistance Programme (NSAP) • Allocation on National Social Assistance Programme (NSAP) this year has been kept at Rs 9975 crore. 2. Pradhan Mantri Jan Dhan Yojana (PMJDY) • Pradhan Mantri Jeevan Jyoti Beema Yojana (PMJJBY) - life insurance cover of Rs 2 lakh on payment of a premium of only Rs 330/- per annum and Pradhan Mantri Suraksha Bima Yojana - personal accident cover of Rs 2 lakh on payment of a premium of only Rs 12 per annum – has benefitted 5.22 crore families and 13 crore 25 lakh persons respectively. • Now, all 16 crore accounts under PM Jan Dhan Yojana will be included under micro insurance and pension schemes. Government’s estimated schematic budgetary expenditure on health, education and social protection for 2018-19 is Rs 1.38 lakh crore against estimated expenditure of Rs 1.22 lakh crore in BE 2017-18.
About National Social Assistance Programme (NSAP) NSAP stands for National Social Assistance Programme. NSAP was launched on 15th August, 1995. The National Social Assistance Programme (NSAP) represents a significant step towards the fulfilment of the Directive Principles in Article 41 and 42 of the Constitution recognizing the concurrent responsibility of the Central and the State Governments in the matter. In particular, Article 41 of the Constitution of India directs the State to provide public assistance to its citizens in case of unemployment, old age, sickness and disablement and in other cases of undeserved want within the limit of its economic capacity and development. Objective of NSAP National Social Assistance Programme is a social security and welfare programme to provide support to aged persons, widows, disabled persons and bereaved families on death of primary bread winner, belonging to below poverty line households.
About Pradhan Mantri Jan Dhan Yojana (PMJDY) Pradhan Mantri Jan Dhan Yojana (PMJDY) or National Mission for Financial Inclusion was launched on 28 August 2014 to ensure affordable access to financial services viz. Bank accounts, remittance, credit, insurance and pension. This scheme was launched to provide basic banking accounts to 7.5 crore unbanked people with RuPay debit card and overdraft facility (after six months). Thus the scheme provided: • A bank account with no minimum balance; and interests on deposits • Debit cards • Accidental Insurance Cover of Rs. 1 Lakh; life cover of Rs.30000/- payable on death of beneficiary • Overdraft facility up to Rs.5000/- on satisfactory operation of 6 months • Easy transfer of money across India • Transfer of benefits under DBT in these accounts. • Access to pension and insurance products
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